Moving Beyond Debt
Personal finance tips and helpful advice for your journey towards a debt-free future
What is Financial Wellness?
When a person strives for financial wellness, it means they work towards good financial habits — saving, budgeting, and spending in healthy ways — as well as positive mental and emotional relationships with money.
Our mission for our clients goes beyond addressing debt. We work to:

Empower you to build positive financial habits

Help you uncover harmful thought patterns impacting your finances

Guide you in shifting these patterns to achieve lasting positive results
Resources we offer:
- Personalized Financial Wellness Sessions
- Budgeting Tools
- Mental Health & Money Resources

Did you know?
Our graduating clients rate their financial habits at an average of 5.8/10 before seeking our help, and at 8.1/10 after working with Beyond Finance.
Meet Our Experts

Dr. Erika Rasure, Chief Financial Wellness Advisor
Dr. Erika Rasure is an accomplished financial advisor and university professor turned financial therapist, educator, and researcher. Her rare perspective and expertise are highly sought after and celebrated by finance advocates worldwide.

Nathan Astle, Financial Therapist
Nathan Astle, LMFT, is a Certified Financial Therapist specializing in financial trauma and treating couples’ financial conflicts. He has been featured for his work in various outlets, including CNBC, USA Today, Acorn, TD Ameritrade, and others.

January 10, 2025
Excellent customer service. They are working hard for me and keep me updated continuously! I appreciate the financial wellness sessions they offer for support. Highly recommend them.
— Debbie
Excellent customer service. They are working hard for me and keep me updated continuously! I appreciate the financial wellness sessions they offer for support. Highly recommend them.
— Debbie
Financial De-Stress – Week 1: Breathing to Relax
When we are stressed and anxious, our breathing automatically becomes shallow and irregular, which only causes more anxiousness and heightens our stress level. Learn to breathe deeply and let the stress of financial worries fade into the background.
You Are Not Your Credit Score
We work with clients every day who have experienced financial hardships, including problems with their credit. Because many people have been taught to view their credit score as an achievement that reflects their character or worth. This kind of thinking is stressful and can be harmful to your self esteem….
22 Budget Hacks to Help You Stop Spending Extra Money
Prices are going up everywhere and financial confidence is going way down. Do you need budget hacks? We have 22 you need now!
Understanding Inflation: Five Ways to Protect Your Wallet from Deflating
As we are all battling inflation, here are a few methods to protect your household from the struggle of the economy.
5 Ways Tackling Your Debt May Improve Your Health
If you are suffering from financial stress and anxiety, pursuing a debt solution may help improve your health and relieve some short and long-term negative effects of debt. Debt weighs heavily on your mental well-being and can also impact your physical health. Persistent money stress can mimic post-traumatic stress disorder…
Spring Cleaning Your Finances: How to Dust Off Your Financial Literacy
During Financial Literacy Month, it’s important to test what you know about your relationship with your finances to plan for the future.
Is Your Dollar Still Worth a Dollar?
We are experiencing the stress of supply chain issues and the stress of inflation. Maybe you have asked yourself, “Is my dollar even worth a dollar any longer?” Once upon a time, a person’s worth was in livestock, real estate, or even bars of silver and gold. Imagine going through…
What are the Top Reasons People Stay in Debt?
We have all tried ways to get out of debt. Some work and others don’t. Have you ever thought about the main reasons why people stay in debt?
How to Fall in Love with Your Finances (Again)
Having an unhealthy relationship with money creates many problems in your life. It’s time to learn how to fall in love with your finances.
Raising Awareness About Poverty in America
Did you know 42.5 million people live below the poverty rate? For them, we have to raise awareness about poverty in America.