Moving Beyond Debt
Personal finance tips and helpful advice for your journey towards a debt-free future
What is Financial Wellness?
When a person strives for financial wellness, it means they work towards good financial habits — saving, budgeting, and spending in healthy ways — as well as positive mental and emotional relationships with money.
Our mission for our clients goes beyond addressing debt. We work to:
Empower you to build positive financial habits
Help you uncover harmful thought patterns impacting your finances
Guide you in shifting these patterns to achieve lasting positive results
Resources we offer:
- Personalized Financial Wellness Sessions
- Budgeting Tools
- Mental Health & Money Resources
Did you know?
Our graduating clients rate their financial habits at an average of 5.8/10 before seeking our help, and at 8.1/10 after working with Beyond Finance.
Meet Our Experts
Dr. Erika Rasure, Chief Financial Wellness Advisor
Dr. Erika Rasure is an accomplished financial advisor and university professor turned financial therapist, educator, and researcher. Her rare perspective and expertise are highly sought after and celebrated by finance advocates worldwide.
Nathan Astle, Financial Therapist
Nathan Astle, LMFT, is a Certified Financial Therapist specializing in financial trauma and treating couples’ financial conflicts. He has been featured for his work in various outlets, including CNBC, USA Today, Acorn, TD Ameritrade, and others.
January 10, 2025
Excellent customer service. They are working hard for me and keep me updated continuously! I appreciate the financial wellness sessions they offer for support. Highly recommend them.
— Debbie
Excellent customer service. They are working hard for me and keep me updated continuously! I appreciate the financial wellness sessions they offer for support. Highly recommend them.
— Debbie
Back To School: A College Student’s Quick Guide to Credit Card Literacy
Credit card literacy often does not take place with college students until it is too late. Credit cards can be a great asset for college students and, when used properly, they can be resourceful for emergencies or essentials and establishing credit. College students must realize the habits they set now…
Financial De-Stress – Week 7: What is Your Body Telling You?
If you feel physically ill, in pain or tense when a stressful event is on its way, your body is actually trying to talk to you! It’s communicating exactly what your stress triggers are, and if you listen, you can start taking control of those stress responses and stop them from fully developing.
Financial De-Stress – Week 6: Practicing Mindfulness
Mindfulness is one of the best tools for calming anxiety, depression, and pain. Use this exercise to step away from a heightened state, and come back to an awareness of your own body and breath.
Financial De-Stress – Week 5: Stop the Burn Today!
The “Stop the Burn” exercise identifies the area in your body where you have the most stress-related pain and discomfort. Learn how to use progressive muscle relaxation to gain control and release your tension.
Financial De-Stress – Week 4: Just Write!
Writing can be a powerful tool to release you from financial stress. Try our simple 4-step process to help you leave your debt-related anxieties on the page.
Four Ways to Help College Students Resolve Their Financial Struggles
Whether it was COVID-19 related or not, college students have financial struggles. How do they cope? Here are four ways to help.
Financial De-Stress – Week 3: How to Tame That Emotion
An emotional hijack is when your emotions are so strong, they shut down much of your ability to think clearly and begin planning. This two-step exercise will help you recognize and combat events that trigger your emotional hijack response.
Financial De-Stress – Week 2: The Three-Step Method to Peace
This exercise will teach you a simple technique to turn around those out-of-control negative thoughts that are part of financial stress. This is a three-step process we call A-S-C, which has been proven to be an effective way of using your ideas to take control of your brain.
How to Have a Spectacular Staycation While You Work Your Way Out of Debt
A staycation can be just as — if not more — relaxing than a vacation (remember, you’re skipping all the stress that comes with travel!). That’s why we’ve decided to share how you — even while you’re working your way out of debt — can have the most spectacular staycation ever.
The Seven Warning Signs You Have Too Much Debt
Most Americans have debt, but how do you know when it’s “too much debt?” Beyond Finance has the seven warning signs to watch.