Moving Beyond Debt
Personal finance tips and helpful advice for your journey towards a debt-free future
What is Financial Wellness?
When a person strives for financial wellness, it means they work towards good financial habits — saving, budgeting, and spending in healthy ways — as well as positive mental and emotional relationships with money.
Our mission for our clients goes beyond addressing debt. We work to:
Empower you to build positive financial habits
Help you uncover harmful thought patterns impacting your finances
Guide you in shifting these patterns to achieve lasting positive results
Resources we offer:
- Personalized Financial Wellness Sessions
- Budgeting Tools
- Mental Health & Money Resources
Did you know?
Our graduating clients rate their financial habits at an average of 5.8/10 before seeking our help, and at 8.1/10 after working with Beyond Finance.
Meet Our Experts
Dr. Erika Rasure, Chief Financial Wellness Advisor
Dr. Erika Rasure is an accomplished financial advisor and university professor turned financial therapist, educator, and researcher. Her rare perspective and expertise are highly sought after and celebrated by finance advocates worldwide.
Nathan Astle, Financial Therapist
Nathan Astle, LMFT, is a Certified Financial Therapist specializing in financial trauma and treating couples’ financial conflicts. He has been featured for his work in various outlets, including CNBC, USA Today, Acorn, TD Ameritrade, and others.
January 10, 2025
Excellent customer service. They are working hard for me and keep me updated continuously! I appreciate the financial wellness sessions they offer for support. Highly recommend them.
— Debbie
Excellent customer service. They are working hard for me and keep me updated continuously! I appreciate the financial wellness sessions they offer for support. Highly recommend them.
— Debbie
Three Quick Ways to Stop Seeing Red from the Valentine’s Day Blues
Valentine’s Day spending can be difficult on anyone. Read Beyond Finance’s quick three tips to get on track and prevent overspending next year.
How to Get the Early Jump on Credit Card Late Fees
New year, same old bills? They don’t have to get you down if you know how to manage those credit card late fees. Here are some tips for 2023!
Are You Full From Leftover Debt? Four Tips to Clearing Your Plate This Year
Leftover debt can be a hassle for anyone. That’s why Beyond Finance wants to give you tips to avoid the financial stress this year.
It’s Time to Go Financial Wellness Myth Busting in 2023
Following COVID and inflation, Americans will be mindful of their budget in 2023. To help them, let’s go financial wellness myth busting!
Ready. Set. Go: Four Positive Lifestyle Changes to Make This Year
Ready to take control of your finances? Don’t worry, Beyond Finance has you covered with four lifestyle changes to make this year.
Six Budget Hacks You Should Know for 2023
Americans have never had more personal debt in history. That’s why some the smart minds at Beyond Finance have six budget hacks for 2023.
Three Ways to Combat Holiday Spending Stress and Help Your Mental Health
Holiday spending have you stressed? Join the club, which is why our financial therapists have three surefire tips to help the Yuletide season.
Financial De-Stress – Week 10: The Power of Gratitude
This exercise helps you stay ahead of your stress response by changing your entire mindset. These tools have the potential to provide you with an immediate sense of well-being and can help you be more resilient to the stressors you face in the future.
Financial De-Stress – Week 9: Using Visualization to Find Calm
Try this simple exercise that can be part of your process of being present and fully aware of where you are and what you’re doing—all with the help of your imagination. This exercise will help you use visualization to achieve a state of mind that gives you power over debt.
Financial De-Stress – Week 8: The Impact of Compassion
This exercise is designed to help you increase your feelings of compassion, both for yourself and others. Follow these three simple steps and focus on inner peace to stir up your compassion.