This article originally appeared in Psychology Today on February 5, 2024. Nathan Astle is a monthly contributor to Psychology Today. Overcoming the Shame of Credit Card Debt: Strategies for Emotional and Financial Recovery While the holidays bring joy and warmth, for many, they also come with a hefty price tag….
This article originally appeared in Psychology Today on November 22, 2024. Nathan Astle is a monthly contributor to Psychology Today. Money Talks: Decoding the Cultural Messages We Receive When it comes to money, it’s easy to believe that there’s a “right” or “wrong” way to handle personal finances. Popular media,…
A recent study revealed that American collections agencies held $140 billion in unpaid medical bills. Considering the current health crisis and teetering job market, these debts are expected to climb even higher. Richard P., a Texan who fell into debt a few years ago after a medical emergency, was struggling…
Many people fall into debt after experiencing a sudden financial blow, such as a medical emergency, job loss or an unexpected home repair. However, you can still fall into overwhelming debt even if you’re not facing trying times. This was the case for Alex C., a young professional in Texas….
At Beyond Finance our mission is simple: to help individuals and families find a pathway to financial freedom through our debt consolidation options. Our partnership with Above Lending represents one of those essential pathways. Through this relationship, we are able to help our clients access debt consolidation loans from a…
Grocery shopping with rising costs and a limited budget can be stressful but it doesn’t have to be with these five simple steps from our experts.
Although hundreds of thousands of people resolve their debt through debt resolution every year, there are still many questions and misconceptions about its risks. One outcome that people fear during debt resolution is creditors who take legal action. If you are in a debt resolution program or are considering one,…
Budgeting is a great habit to pick up during your Beyond Finance program because it can help you to: Use this budgeting worksheet to help set you up for success now and in the future. How To Use the Worksheet The spreadsheet is thorough because we want you to account…
This exercise helps you stay ahead of your stress response by changing your entire mindset. These tools have the potential to provide you with an immediate sense of well-being and can help you be more resilient to the stressors you face in the future.
Try this simple exercise that can be part of your process of being present and fully aware of where you are and what you’re doing—all with the help of your imagination. This exercise will help you use visualization to achieve a state of mind that gives you power over debt.