Moving Beyond Debt
Personal finance tips and helpful advice for your journey towards a debt-free future
What is Financial Wellness?
When a person strives for financial wellness, it means they work towards good financial habits — saving, budgeting, and spending in healthy ways — as well as positive mental and emotional relationships with money.
Our mission for our clients goes beyond addressing debt. We work to:
Empower you to build positive financial habits
Help you uncover harmful thought patterns impacting your finances
Guide you in shifting these patterns to achieve lasting positive results
Meet Our Experts
Dr. Erika Rasure, Chief Financial Wellness Advisor
Dr. Erika Rasure is an accomplished financial advisor and university professor turned financial therapist, educator, and researcher. Her rare perspective and expertise are highly sought after and celebrated by finance advocates worldwide.
Nathan Astle, Financial Therapist
Nathan Astle, MFT, is a Certified Financial Therapist™ specializing in financial trauma and treating couples’ financial conflicts. He has been featured in various outlets, including the New York Times, Wall Street Journal, CNBC, USA Today, and others.
Resources we offer:
- Personalized Financial Wellness Sessions
- Budgeting Tools
- Mental Health & Money Resources
Did you know?
Our graduating clients rate their financial habits at an average of 5.8/10 before seeking our help, and at 8.1/10 after working with Beyond Finance.
January 10, 2025
Excellent customer service. They are working hard for me and keep me updated continuously! I appreciate the financial wellness sessions they offer for support. Highly recommend them.
— Debbie
Most Recent Blog Posts
Video Blog: Men, Money, & Mental Health
Nathan Astle, Beyond Finance’s Certified Financial Therapist, discusses the financial pressures men face, and how they can regain control of their finances and wellness.
Wallet Woes and Wellness: The Connection You Can’t Ignore
Mental Health Awareness Month is the perfect time to examine the critical link between financial health and psychological well-being. These two aspects of our lives are not separate—they’re interdependent, often forming cycles that can either support or undermine our overall quality of life.
Graduate Exclusive! Vong S. Finances a New Car, Takes Vacations, and Saves For a Home
Beyond Finance graduate Vong S. gives the inside scoop on how his life’s been since eliminating his debt with the company’s help.
How Understanding Your Emotions Can Lead to Healthier Financial Habits
In our culture, we’re often told that if we just work harder we can overcome any obstacle, including our financial difficulties. But most of the time, it’s not that simple. Our money habits are shaped by our daily decisions, emotions and ingrained beliefs.
Accredited Debt Relief – Navigate Debt Consolidation With Confidence
At Beyond Finance, we’re passionate about helping people get out of debt — and we couldn’t do it without our front-end brand, Accredited Debt Relief. Collectively, we work to help people regain financial control and build debt-free futures. Get To Know Accredited Debt Relief Accredited Debt Relief is a highly…
Money, Gender, and Mindset: How Social Norms Shape Our Financial Habits
From an early age, we are socialized to think about money in different ways based on our gendered experiences. These learned behaviors influence how we earn, save, spend, and even experience financial stress.
Love, Money, and Relationships
Money can be one of the most significant sources of stress in a romantic relationship, yet it’s often a subject couples avoid discussing. Whether it’s due to fear of judgment, shame, or discomfort, many couples struggle to have open conversations about finances.
Overcoming the Shame of Credit Card Debt
While the holidays bring joy and warmth, for many, they also come with a hefty price tag. According to recent reports, 1 in 10 Americans experienced credit card debt due to holiday spending last year, with 46% of Americans lacking a debt payoff plan.
Cultural Effects on Your Financial Behaviors
Popular media, financial advisors, and even well-meaning family members often frame financial decisions in terms of good versus bad, success versus failure. Personal finance is nuanced, especially when considering the powerful influence of culture on our beliefs and behaviors around money.
The Balancing Act of Keeping a Healthy Debt-to-Income Ratio
Financial practice means understanding what needs study. The experts at Beyond Finance are here to help you perfect a debt-to-income ratio.