Helping America Move Beyond Debt
By listening to our clients and meeting their needs, we've become the #1 choice in debt consolidation in the nation.

Our Mission
Our founders experienced their own struggles with credit card debt during the 2008 financial crisis and realized how debilitating the cycle of debt and interest payments can be. Beyond Finance was founded to support and uplift others going through that same struggle.
We know that financial services can be confusing. That's why we take a transparent approach with our clients, allowing them to track their progress and maintain control of their journey every step of the way. This commitment to our clients is reflected in their feedback, earning us an "Excellent" rating on Trustpilot and an A+ rating with the BBB.
Our services are customized to meet our clients' individual needs, positioning them to overcome debt, gain financial peace of mind and reach lasting financial health.
Recognition of Our Commitment to Clients
We're proud to share the recognition we've received for our unwavering focus on client success, outstanding service and impactful financial guidance.
Providing Simple, Life-Changing Financial Solutions
Since 2011, we've built a robust and diverse team of the best and brightest in finance, analytics, engineering and more. Together, we’ve climbed to the #1 spot in our industry by putting people first.
Today, more people choose to use Beyond Finance's services than any other company in the industry. How did we reach #1 status? A combination of compassionate support, best-in-class technology and real results.
We're proud that our company's size and execution has allowed us to help over 700,000 people along the path to a debt-free life, facilitating the pay-off of over $2 billion in debt.
In addition to helping people say goodbye to their debt and regain financial control, we offer the following financial wellness tools to ensure our clients have the skills and confidence they need to thrive — now and in the future:
- Personal finance and budgeting resources and tips
- Tools for navigating mental health aspects of debt
- A private online community offering support and motivation
- Weekly financial wellness sessions led by accredited financial therapists
- Exceptional, empathy-forward support from our award-winning Client Success Team
Our goal is to help our clients out of debt, while giving them the tools they need to budget and use credit responsibly in the future. The idea is that — after working with us — our clients should never need our help again.
This commitment to transformative change is reflected in the tangible results we achieve: Our graduating clients rate their financial habits at an average of 5.9 out of 10 before seeking our help, and an average of 8.2 out of 10 after working with us.
Meet some of our clients and graduates to learn how we're changing lives.
Our People Who Became Our Clients
Seeing firsthand how effective our solutions are, many of our employees decided to become clients too, and tackle their own debt.
Our Numbers Tell the Story
How We Deliver
Our Accredited Debt Relief team of over 900 has 13+ years of experience in the debt industry and are ready to support, customizing individual options for clients.
Our clients have access to round-the-clock help. Whether through email, phone, or live chat, our award-winning Client Success Team is ready to assist.
Our fees are success-based, so clients never pay for our services upfront. We don't earn a dime until we deliver results.
Meet Our Leaders
Our leadership team continues to champion our people-first philosophy, ensuring each client's experience is an exceptional one, and that they get real, lasting results.
Featured In...
- MSN built an article around the results of our Financial Practices and Feelings survey of 2000 Americans.
- Yahoo Finance highlighted how and why Beyond Finance took home the Excellence in Customer Service Award from the Business Intelligence Group in 2025.
- Forbes shared an overview of our Accredited Debt Relief brand.
- Psychology Today published a piece by Beyond Finance's Nathan Astle featuring data from Beyond Finance's Men, Money, & Mental Health survey.
- GOBanking Rates featured Beyond Finance's Dr. Erika Rasure sharing insights into the dynamic nature of budgeting.
- The New York Post highlighted data about lack of financial education from a Beyond Finance survey.